Insurance
Be on the safe side: Wingly pilots and passengers benefit from insurance coverage:
In general aviation, Passengers, their luggage and third parties on the ground are all covered by the aircraft's liability insurance.
In addition to this, when Wingly flights are cost-shared and operated via private individuals, Wingly has a partnership with SAAM Verspieren Group and has created an insurance policy with Allianz Global Corporate & Specialty SE (AGCS). This insurance is automatically applied by Wingly on bookings made on cost-shared flights taking place in all light aircraft in flights across Europe and countries along the mediterranean coast. Our additional complimentary insurance can cover benefits up to 1 million euros in addition to the default obligatory aircraft liability insurance. The additional insurance coverage provided for cost shared flights only and not Wingly Pro flights
Wingly Pro flights are operated commercially via partner organisations in accordance with aviation regulations of their specific country and hence are required to insure all their flights. This insurance is directly applied by the partner organisations for all commercial flights advertised on Wingly.
A first in general aviation:
This tailored insurance policy results from the joint efforts between Wingly, SAAM Verspieren Group, and ACGS; three European firms, who are leaders within their respective domains. Wingly’s users can now benefit from this insurance, which has been dubbed: the Aircraft Liability Insurance for the Pilot User.
Our insurance experts answers - SAAM Verspieren group
This FAQ pertains to the additional insurance coverage provided for cost shared flights on Wingly
Our Aircraft Liability Insurance of the Pilot User covers the civil liability of the pilot toward their passengers and the third parties on the ground. This insurance has an upper limit of one million euros per claim (within the limit of five million euros per year), all in the event of insufficiency of the compulsory coverage of the aircraft in question.
The insurance offered by Wingly is free of charge and covers all aircraft flights organised through the Wingly platform. Wingly assumes all the costs of the insurance.
Yes, cost-shared flights have always been covered by the obligatory Civil Aircraft Liability. The Aircraft Liability Insurance has been obligatory since 2004 within Europe, and insures the passengers and third parties on the ground. The insurance offered by Wingly comes in addition to the existing and obligatory coverage, in the event where the latter insurance proves to be insufficient.
In case of an accident, the pilot-in-command or the owner/operator must first inform the fire brigade, the police and then the broker or insurance company mentioned in the insurance certificate of the aircraft in question. The insurance offered by Wingly will only intervene as a secondary measure, in an event whereby the obligatory insurance proved to be insufficient relatively to the damages incurred. The insurance offered by Wingly will cover the aforementioned damages as long as the upper limit of one million euros is not exceeded, per claim, and is within the limit of five million euros per insurance year. Please keep in mind that 80% of light aircraft accidents only cause material damages, and not injuries. In the vast majority of cases, the procedure to follow in the event of an accident is only carried out by the pilot or the owner/operator of the aircraft.
No, the additional insurance is not paid if the flight is cancelled. If the flight is likely to be cancelled by either the pilot or the passenger, then users are advised to reschedule the flight for a later date, or to cancel it permanently.
No, the insurance subscribed by Wingly on behalf of the pilot users is free of charge, and will be automatically and systematically applied to all of the flights organized on light aircraft via the Wingly platform. No subscription or declaration is required, both the passenger(s) and the pilot will benefit from it.
The insurance subscribed by Wingly covers all flights carried out on light aircraft across Europe and the countries bordering the Mediterranean coast, excluding Algeria, Libya, Sudan, North Sinai Province in Egypt, and Lebanon.
The insurance provided by Wingly covers cost-shared flights for single and twin-engine piston aircraft as well as single-turbine aircraft with a maximum takeoff weight of less than 5700kg and up to 5 passengers on board. It also covers cost-shared flights for single-piston and single-turbine helicopters with a maximum takeoff weight of less than 2700kg and up to 3 passengers on board.
Yes, in order to confirm that you are eligible to make use of our insurance program, we have to transfer some of your your personal data to our partners. We share with our broker, SAAM Verspieren Group, the identity (First Name and Last Name) of all flight participants and some flight parameters (date of execution, airfield of departure …). Please note that the transfer of your data is secure, and that our partners are also entitled to follow Personal Data Law Protection.
Certificate can be seen to anyone on the link below.
See certificate
Wingly Pro flights are operated commercially via partner organisations in accordance with aviation regulations of their specific country and hence are required to insure all their flights. This insurance is directly applied by the partner organisations for all commercial flights advertised on Wingly.
Our insurance experts answers - SAAM Verspieren group
This FAQ pertains to the additional insurance coverage provided for cost shared flights on Wingly
The insurance offered by Wingly is Aircraft Liability Insurance of the Pilot User, which covers the civil liability of the pilot in command in the event of an accident. Our insurance indemnifies passengers and third parties on the ground in addition to the obligatory insurance in the event where the latter insurance proves to be insufficient. The purpose of the insurance offered by Wingly is to allow third parties to benefit from the coverage provided by a financially strong insurer. This insurance is not Individual Accident Insurance, and therefore does not cover the pilot personally. It is the pilot’s responsibility to have an Accident Insurance policy. Similarly, the insurance offered by Wingly does not cover the damages caused to the aircraft in question. If the aircraft was rented, you will need to verify that the entity from which you rented it, is subscribed to an “Aircraft Body Insurance”. If you own the aircraft in question, then it is your duty to cover the damages that may impair your aircraft.
If you are an owner, or a manager at a flying club, or an aircraft rental entity and you have inquiries regarding your insurance coverage, then you are invited to contact our broker SAAM Verspieren Group for further information.
If you are an owner, or a manager at a flying club, or an aircraft rental entity and you have inquiries regarding your insurance coverage, then you are invited to contact our broker SAAM Verspieren Group for further information.
Yes, whether you are the owner or the renter of the plane in question, the aircraft is obligatorily insured in accordance with regulation CE785/2004 of Civil Liability, which imposes a minimum warranty determined according to the weight - MMD/MTOW - and to the number of passenger seats of the machine. This is usually reflected on the aircraft certificate or on the obligatory insurance contract. Yes, as long as the usage of flight-sharing is not explicitly excluded. This is the reason why, before you carry out a shared flight, you are advised to notify your broker or the entity from which you rented your aircraft. Bear in mind that all of the contracts proposed by the SAAM Verspieren Group explicitly mention that they cover cost-shared flights. However, it is not compulsory for flight-sharing to be explicitly mentioned in your insurance policy. Indeed, the insurance cover for ‘passenger transport’ accompanied by the non-exclusion of the activity of cost-shared flights is necessary. Finally, the insurance offered by Wingly comes into play with the purpose of protecting the pilot in case the original insurance that is attached to the aircraft is not sufficient, or defaults.
The insurance provided by Wingly covers cost-shared flights for single and twin-engine piston aircraft as well as single-turbine aircraft with a maximum takeoff weight of less than 5700kg and up to 5 passengers on board. It also covers cost-shared flights for single-piston and single-turbine helicopters with a maximum takeoff weight of less than 2700kg and up to 3 passengers on board.
Yes, all of the pilots complying with the regulations for cost-shared flights are eligible to benefit from our insurance coverage. Pilots must attest to sufficient experience, as is requested by their aviation authority in Europe. Throughout Europe, pilots must fulfill the criteria set out for passenger transportation, as follows:
- Hold a valid Private Pilot's Licence
- Hold a valid Class 2 medical certificate
- Have carried out at least 3 landings and 3 take-offs during the three months prior to conducting the cost-shared flight
- Hold a valid Private Pilot's Licence
- Hold a valid Class 2 medical certificate
- Have carried out at least 3 landings and 3 take-offs during the three months prior to conducting the cost-shared flight
Yes, your flight is covered by Wingly's supplementary insurance if you fly an aircraft registered outside of Europe as long as your main country of residence aviation authority permits cost sharing by private pilots. It is the regulations authorising cost-shared flights which applies as long as the pilot's main residence is a country that allows cost shared flights. These flights are therefore accompanied by a clear insurance framework and are covered by our supplementary insurance as outlined in this certificate download by our broker Saam-Verspieren.
This rule applies in the same way to aircraft registered in the United States, in November (N-Reg).
*Member countries of the EASA include EU members as well as other countries see the list here as well as the UK.
This rule applies in the same way to aircraft registered in the United States, in November (N-Reg).
*Member countries of the EASA include EU members as well as other countries see the list here as well as the UK.
Although it is preferable to have flight-sharing mentioned under the ‘Uses’ of the aircraft’s obligatory insurance contract, there is no regulatory requirement. All of the contracts offered by the SAAM Verspieren Group already mention that they cover cost-shared flights, or they could mention it explicitly upon request. However, it is not compulsory for flight-sharing to be explicitly mentioned in your insurance policy. Indeed, the insurance cover for ‘passenger transport’ accompanied by the non-exclusion of the activity of cost-shared flights is necessary. Finally, the insurance offered by Wingly comes into play with the purpose of protecting the pilot in case the original insurance that is attached to the aircraft is not sufficient, or defaults.
There is no regulatory requirement that requires you to disclose this information, but we strongly recommend that you inform your flying club or your plane-rental entity of the your cost-shared flying activities. We also recommend that you verify with your flying club that cost-shared flights is permissible under the association’s status.
The insurance offered by Wingly covers passengers, and third parties on the ground in the event where the obligatory insurance proves to be insufficient, within the limit of one million euro per claim, and five million euro per insurance year. The insurance does not cover any personal damages inflicted on the pilot, but does cover the damages for which he may be held reliable in regards to the passengers, their luggage, and third parties on the ground.
1- Inform the fire department, and the police if necessary
2- Declare the accident to the broker or the insurer mentioned on the insurance certificate attached to the aircraft in question
3- Notify Wingly as a secondary step via email to [email protected]. If you have inquiries or doubts, get in touch with our insurance broker SAAM Verspieren Group by dialing +33 (0)1.49.64.10.61
The insurance offered by Wingly will only intervene in second place, when the obligatory insurance of the aircraft fails to be sufficient relatively to the damages incurred. The insurance offered by Wingly will cover these damages as long as the upper limit of one million euro per claim and five million euro per insurance year is not exceeded. This is the reason why, it is necessary to follow these steps in chronological order, and contact the insurance broker mentioned on the insurance policy attached to the aircraft, before contacting Wingly’s insurance broker, who can only intervene in case the obligatory insurance does not apply.
2- Declare the accident to the broker or the insurer mentioned on the insurance certificate attached to the aircraft in question
3- Notify Wingly as a secondary step via email to [email protected]. If you have inquiries or doubts, get in touch with our insurance broker SAAM Verspieren Group by dialing +33 (0)1.49.64.10.61
The insurance offered by Wingly will only intervene in second place, when the obligatory insurance of the aircraft fails to be sufficient relatively to the damages incurred. The insurance offered by Wingly will cover these damages as long as the upper limit of one million euro per claim and five million euro per insurance year is not exceeded. This is the reason why, it is necessary to follow these steps in chronological order, and contact the insurance broker mentioned on the insurance policy attached to the aircraft, before contacting Wingly’s insurance broker, who can only intervene in case the obligatory insurance does not apply.
No, the insurance offered by Wingly does not replace the obligatory insurance, but comes as a complement to it, as a secondary measure. In the event of any damage, it is the obligtaory Civil Liability attached to the plane that should be used as a primary insurance. Wingly’ insurance is to be applied in second place, in case the pre-existing insurance falls short of covering the totality of the damages.
Yes, cost-shared flights have always been covered by the obligatory Civil Aircraft Liability. The Aircraft Liability Insurance has been obligatory since 2004 within Europe, and insures the passengers and third parties on the ground. The insurance offered by Wingly comes in addition to the existing and obligatory coverage, in the event where the latter insurance proves to be insufficient.
No, the insurance offered by Wingly does not cover the damages caused to the aircraft. If the aircraft was rented, you will need to verify that the entity from which you rented it, is subscribed to an Aircraft Body Insurance. If you own the aircraft in question, then it is your duty to cover the damages that may occur to your aircraft. If you are an owner, or a manager at a flying club, or an aircraft rental entity and you have inquiries regarding your insurance coverage, then you are invited to contact our broker SAAM Verspieren Group for further information.
Yes, the insurance offered by Wingly covers cross-border flights carried out on board light aircraft happening within the geographical limits set by the insurance policy. These limits include the following locations: all of Europe, and the countries bordering the Mediterranean coast, excluding Algeria, Libya, Sudan, North Sinai Province in Egypt, and Lebanon.
The insurance subscribed by Wingly covers all flights carried out on light aircraft across Europe and the countries bordering the Mediterranean coast, excluding Algeria, Libya, Sudan, North Sinai Province in Egypt, and Lebanon.
The insurance provided by Wingly covers cost-shared flights for single and twin-engine piston aircraft as well as single-turbine aircraft with a maximum takeoff weight of less than 5700kg and up to 5 passengers on board. It also covers cost-shared flights for single-piston and single-turbine helicopters with a maximum takeoff weight of less than 2700kg and up to 3 passengers on board.
Show certificate
No, the insurance offered by Wingly is free of charge, and will be automatically and systematically applied to all of the flights carried out on light aircraft via the Wingly platform. No subscription or declaration is required, both the passenger(s) and the pilot will benefit from it.
No, the additional insurance is not a cancellation or refund assistance. If the flight is likely to be cancelled by either the pilot or the passenger, then users are advised to reschedule the flight for a later date, or to cancel it permanently. Every party involved will be fully reimbursed for any expenses incurred, taking into account the Wingly cancellation policy.
Yes, in order to confirm that you are eligible to benefit from our insurance program, we have to share some of your personal data with our partners. We transfer to our insurance partners, SAAM Verspieren Group and the Allianz (AGCS), the identity (First Name and Last Name) of all participants to the flights and some flight parameters (date of execution, airfield of departure …). Please note that your data is transferred securely, and that our partners are also entitles to follow Personal Data Law Protection.
The insurance certification is available for all users via the link below.
See certificate
Wingly Pro flights are operated commercially via partner organisations in accordance with aviation regulations of their specific country and hence are required to insure all their flights. This insurance is directly applied by the partner organisations for all commercial flights advertised on Wingly.